Do you know the difference between visiting in-network dentists versus out-of-network ones? The insurance system in the US is complicated, and not understanding your options can keep you from making the most of your coverage. As the end of the year approaches, now is the time to use up your benefits or risk losing them! Continue reading to see what these terms mean, how they impact your costs, and why taking advantage of in-network savings before your plan renews can benefit you.